Resource Center
Frequently Asked Questions
How do I know I can afford to live at Southminster?
Of course, one of the first things people ask about Southminster is how much it costs – and they’re almost always pleasantly surprised at how affordable it is. We have simple tools and information that will help you figure out whether Southminster is the right financial fit for you. Keep in mind that many of your current costs are eliminated or lowered when living in a full-service retirement community like Southminster. Among these costs are property taxes, utilities, home maintenance, homeowner’s insurance, cable, food, and transportation costs.
What is “maintenance-free living?”
Basically, it’s life without the hassles and worries of maintaining a house. That means all exterior, interior, and appliance maintenance, as well as groundskeeping, grass cutting and leaf removal are included in your monthly fee. The fees also provide for trash removal, scheduled transportation, security personnel, and the emergency call system.
How many vehicles may I bring?
Most of our residents who drive bring their cars, although couples often find they can easily get along with only one. However, if driving is one of the things you choose to leave behind, we regularly provide transportation for our residents all over the greater Charlotte area.
What happens if my health status changes?
One of the most important benefits of Southminster is the access to a variety of health services. No matter what your needs are, we’ve got the capacity to meet them on every level.
How will I know when I am ready to move to a retirement community?
Obviously, making the move to a retirement community is a personal decision that needs to be made by every individual. We suggest that people move while they are physically capable of making a move and mentally able to enjoy the lifestyle here at Southminster.
What is a Continuing Care Retirement Community?
CCRCs emphasize lifelong learning, personal growth, wellness, and well-being. Residents benefit from a fulfilling lifestyle and gain peace of mind knowing their future needs will be met without having to relocate outside the community.
Can I bring my pet to Southminster?
Yes, you’re welcome to have a cat or a dog.
Can I still work while living at Southminster?
Absolutely! We have accomplished professionals living at Southminster who continue to enjoy and excel in their careers. Others choose to apply their experience and skills serving on boards and committees here on campus or in the greater Charlotte area. Walking around the property, there’s a good chance you’ll run into some of the business and philanthropic leaders who built and continue to shape the greater Charlotte area.
May I customize my cottage or apartment?
We encourage all of our residents to create their own ideal living space – we can even help you with the planning and execution. Depending on the extent of your renovations, you may have to get written approval before you begin. Of course, you’ll be responsible for all the costs associated with your improvements or modifications. Ownership of the addition or change automatically accrues to Southminster.
Is additional storage space available?
Yes, each apartment has an additional storage area located off one of the residence halls.
Will I pay real-estate taxes or need to carry home insurance?
You will not pay any real estate taxes associated with your residence at Southminster. As for insurance, we recommend you carry the level of renter’s insurance that suits your personal needs.
Who is available to help me explore the financial, legal, and logistical aspects of moving to Southminster?
Our marketing team will be more than happy to discuss all matters concerning your move to Southminster. However, it is in your best interest to consult your attorney or other financial advisors as well. Southminster cannot give you financial or tax advice.
Do I have to be affiliated with one of the sponsoring churches to live at Southminster?
Definitely not! Southminster reaches out to people from all walks of life, and all faiths, and encourages them to become a part of our community.
Will it be difficult to meet new people at Southminster?
At Southminster we have an environment that encourages social interaction and an authentic sense of community.
Who decides when a resident must move permanently to the healthcare facility?
The decision is a collaborative effort involving the resident, the family and the Health and Wellness Team.
Do residents have a voice in the operation of Southminster?
Absolutely. The residents appoint a Mayor to serve as their representative in regular meetings with the Southminster management and board. There are also 24 resident committees that help shape the daily goings on at Southminster ranging from a budget review committee to a communications committee.
I am interested in Southminster. What do I do now?
Just give the marketing office a call (704.554.0141) to schedule an appointment with one of our counselors. We’re here to give you all the information you need to make an informed decision about Southminster.


